Which of the following statements are true? select all that apply. local governments the citizen by creating libraries, such as in the town of delmar, delaware. only the federal government has the right to regulate mass transportation. public utilities include telephone and electricity supplied to the citizen. the local government has sole responsibility for licensing businesses. towns can create and maintain local parks. the state government has the right to make and enforce laws within their home state.

answer: a

explanation:  

stocks and bonds are the two main classes of assets investors use in their portfolios. stocks offer an ownership stake in a company, while bonds are akin to loans made to a company (a corporate bond) or other organization (like the u.s. treasury). in general, stocks are considered riskier and more volatile than bonds.

savings accounts are just money in a bank- they are insured by the fdic for up to 250,000.   very little risk

the average mutual fund holds hundreds of different securities, which means mutual fund shareholders gain important diversification at a low price. which means if one stock or bond drops it will have very little affect on the mutual fund - again very little risk

a system of cooperative federalism emerged, as the powers of the federal government expanded.