Choose all that apply.
select each of the factors you should consider when shopping for a mortgage.

apr
interest rate
cost of homeowner's insurance
loan period
fixed or variable rate
property taxes

The factors that you should consider when shopping for a mortgage are:

APR,

Interest Rate,

Loan Period,

fixed or variable rate.

Lower amount for your annual percentage rate and interest rate would considered to be for you before shopping for a mortgage. Longer loan period is generally better and the value of fixed or variable rate would be depended on the condition of future market. (if you think prices would increase, choose fixed over variable rate)

both are true, the congress does have the power to create banks, even if this power is not specifically described in the constitution, since there is nothing restricting it and there is power given to the congress to make "all laws which shall be necessary and proper". maryland was not allowed to tax a branch of the national bank operating there, and the supreme court decided that no state could. both of these topics were discussed in a decision of the mcculloch v. maryland case in 1819.

i think the answer is b.