What happened to consumer spending?

In some sectors such as food, housing, and financial services, consumers are expected to spend more in 2020 than they did in 2019. People still need to eat (and they now cook more at home than before) and manage their money.

Explanation:

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d. migration

both are true, the congress does have the power to create banks, even if this power is not specifically described in the constitution, since there is nothing restricting it and there is power given to the congress to make "all laws which shall be necessary and proper". maryland was not allowed to tax a branch of the national bank operating there, and the supreme court decided that no state could. both of these topics were discussed in a decision of the mcculloch v. maryland case in 1819.