3. In which year did Iraq have its first
democratic election?
O 2001
O 2003
O 2005

he risk-return relationship. generally, the higher the potential return of an investment, the higher the risk. there is no guarantee that you will actually get a higher return by accepting more risk. diversification enables you to reduce the risk of your portfolio without sacrificing potential returns.

explanation:

according to worldatlas.com, the u.s. has an 86% literacy rate.