Free points answer this question does x go into 12 2 times or 8

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

All of the following cities are located in china except

Which of the following phrases best describes american society in the early 1900s