During Reconstruction in the South, most white Southerners welcomed legislation supporting freed African Americans. worked closely with African Americans to rebuild the South. resented the destruction of the Southern economy. joined the Ku Klux Klan, especially those who lived in cities.

I believe it's resented the destruction of the southern economy

both are true, the congress does have the power to create banks, even if this power is not specifically described in the constitution, since there is nothing restricting it and there is power given to the congress to make "all laws which shall be necessary and proper". maryland was not allowed to tax a branch of the national bank operating there, and the supreme court decided that no state could. both of these topics were discussed in a decision of the mcculloch v. maryland case in 1819.

formulating the initial idea for the policy

answer is c.