The Depression wiped out banks, businesses, and families. Every week for the first three years of the Depression, one hundred thousand workers lost their jobs. By 1932 more than 13 million Americans—a quarter of the workforce—were unemployed. In some cities, including Cleveland and New York, 50 percent of workers were unemployed. Total farm income fell from $12 billion in 1929 to only $5 billion in 1932. More than five thousand banks failed, and the savings accounts of more than nine million Americans disappeared. Which effects of the Great Depression does this passage describe? Check all that apply.

bank failures
business failures
agricultural challenges
government relief efforts
homelessness and hunger
layoffs and unemployment