What opposition lord morley and lord minto had to face while applying their reforms in India

The Morley-Minto reforms were faced with heavy opposition from the Indian National Congress as the Congress believed that the reforms had nothing to do with administrative efficiency but were a way to create a rift between the Hindus and the Muslims of West Bengal

the answer would be:

b. race

he risk-return relationship. generally, the higher the potential return of an investment, the higher the risk. there is no guarantee that you will actually get a higher return by accepting more risk. diversification enables you to reduce the risk of your portfolio without sacrificing potential returns.

explanation: