Is it just me or is VivaciousLyla annoying? She seems like a boomer to me because she reports me for a mom joke but not for anything related to education. I asked if I should read JJBA Part 6 manga and she didn't even take it down. THAT IS NOT RELATED TO SCHOOLWORK! She gets on my nerves and others! I wish she would either take down all of the nonrelated school questions or just LEAVE ME ALONE!

ya pretty much

Explanation:

the correct answer is alternative c) "determine which debts to pay off."

credit report is a record of a person's credit history, from several sources such as banks, credit card companies, government, etc.

looking through your credit report you'll know exactly how much and to whom you owe money.

looking at your credit score you'll show you if your credit is improving.

only by paying off your debt or renegotiating it can you reduce the amount of money owed.

credit reports are not an instrument of negotiating interest. they only show your track record when it comes to borrowing money.