Pls help its timed so I need someone to help

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

What does the declaration of independence say about rights

In the gettysburg address, which rhetorical device does abraham lincoln employ when he says, "the world will little note,nor remember what we say here, but ic never forget what they did here"?