How does a banking "monopoly" make the rich richer and the poor poorer?

Question- How does a banking "monopoly" make the rich richer and the poor poorer?

Answer- Anti-Globalizers central claim is that globalization is making the rich even richer and the poor more poorer. Pro-Globalizers assert that it actually helps the poor people. In fact, a substantial part of the decline in poverty had already happened by the mid-1980s, before the big strides in foreign trade or investment.

- "a new era of american politics began with jackson's election in 1828, but it also completed a grand social experiment begun by the american revolution. nevertheless, jacksonian democracy represented a provocative blending of the best and worst qualities of american society."

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i beleive that d is the right answer