Describe how e-democracy people participate civically.

E-democracy is the use of information and communication technologies (ICT) to help people participate civically.

Explanation:

E-democracy is the combination word of electronic and democracy. It is also known as the Internet or Digital Democracy. In this 21st century, everything went digital due to the usage of mobile phones, tablets, laptops and easy availability of the Internet connection.

It uses Information and Communication Technology shorty ICS to enhance democracy. ICS is based on government and civic technology. It acts as an interface between the government and citizens. That enables the citizens to collaborate with the government through policy-making purposes, political processes and all other stages of governance.

So that people can be influenced easily just by their mobiles. In turn, they will actively participate with the government and can do their responsibilities (drafting, voting, etc) in the country.

deseasie in europe              

answer: a

explanation:  

stocks and bonds are the two main classes of assets investors use in their portfolios. stocks offer an ownership stake in a company, while bonds are akin to loans made to a company (a corporate bond) or other organization (like the u.s. treasury). in general, stocks are considered riskier and more volatile than bonds.

savings accounts are just money in a bank- they are insured by the fdic for up to 250,000.   very little risk

the average mutual fund holds hundreds of different securities, which means mutual fund shareholders gain important diversification at a low price. which means if one stock or bond drops it will have very little affect on the mutual fund - again very little risk