How are six of the nine director positions for the boards of each federal district bank filled?
a) the member banks elect two economists, two bankers, and two industry leaders.
b) the board of governors of the fed reserve appoints two economists, two bankers, and two industry leaders.
c) the member banks elect three bankers and three industry leaders.
d) the board of governors of the federal reserve appoints three bankers and three economists.

D) The Board of Governors of the Federal Reserve appoints three bankers and three economists.

Explanation:

Federal Reserve Systemes the central bank of the United States. It is a public / private consortium that controls the organizational structure in which a government agency, known as the Board of Governors, with headquarters in Washington DC participates. Thus, some consider this as the public aspect of the system and the 12 Banks of the Reserve of The whole country, the private aspect, is in charge of guarding part of the reserves of the American "member banks": the federal ones, and the associated state voluntarily.