On main street in smalltown, usa, there are two banks that operate across the street from each other on the same block. both banks are being audited, but have different agencies auditing each bank. what is the best explanation for this? both banks are credit unions. one bank is a national bank and one bank is a federal savings association. both banks are federally chartered, but one is regulated by the fed and the other is regulated by the fdic. one bank is federally chartered and one bank is state-chartered.

Both banks are federally chartered, but one is regulated by the FED and the other is regulated by the FDIC.

Explanation:

This is the reason why the banks are being audited by different entities. State banks are regulated by two different federal agencies. On the one hand, the Federal Deposit Insurance Corporation (FDIC) would audit banks that are not members of the Federal Reserve System. On the other hand, the Federal Reserve Board (FED) supervises those banks that are part of the Federal Reserve System.

a, c, & d are correct:

they wanted lands to settle the extra population.

they wanted new markets for english goods.

they wanted to avoid civil war.

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i hope this your understandings.