How does one begin a savings program?

Start small, and slowly increase the amount you save. Whether you decide to use direct deposit, automated transfers, or manually write out a check each month, start with a small amount to get used to the idea. Elect to have 1% of your pay diverted to savings, or move $25 a paycheck to your online savings account

dirty, contaminated water

contaminated food,

chlostrophobic living spaces,

mice infestation,

etc,

c. the dred scott v. sandford case,