The came about as the local and state banks were very unstable in the 1810's.

The Second Bank of the United States(SBUS) came about as the local and state banks were unstable in the 1810s.All the banks started regulating credit market by giving out smaller amounts of loan. Failing to provide metallic currency when presented with their own banknotes by the SBUS, the state-chartered banks began foreclosing on the heavily mortgaged farms and business properties they had financed. The ensuing financial panic, in conjunction with a sudden recovery in European agricultural production in 1817, led to widespread bankruptcies and mass unemployment.The financial disaster and depression provoked popular resentment against banking and business enterprise, along with a general belief that federal government economic policy was fundamentally flawed.Americans, many for the first time, became politically engaged so as to defend their local economic interests.

sense of self-interest

(d). gave voting rights to free african americans and white women.