List three problems experienced by workers in the early century

During the early 1900´s three problems experienced by workers were: 1- Low wages. This resulted in that many members of a family had to work, i.e. women and child labor; 2- There were no retirement plans or similar benefits; 3- Workers had to work many more hours than today and in bad and/or hazardous conditions.

most people were factory or company owners.

the correct answer is ''the programs costs have risen dramatically in the recent past'' hope this !