If a man traveled in a direct path from georgia to california, which ecosystem would he not pass through? a- deciduous forest b- grassland c- desert d- tundra

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists