Alyssa's monthly mortgage costs are lower than those of her neighbor, steven. steven doesn't understand how this is possible because alyssa paid more money for her house. what could be the reason for this difference in costs?
alyssa has a higher-paying job than steven
steven has lived in his house longer than alyssa
alyssa got a better interest rate on her loan
steven has a lot of medical bills to pay back

Explanation:

In this case, Alyssa probably got a better interest rate on her loan, that's why her mortgage costs are lower.

When we want to by a house and we don't have the money, we can recur to a mortgage, which is a debt instrument and it is not free. To apply for a mortgage we need to have a lender, who is gonna give us the loan to effort the house. This loan isn't for free either, and we can have access to the money if we agree to pay a monthly fee. So, this time Alyssa is using a better interest rate than Steven, and that's why she pays less every month.

i say that the answer is 'd'