How long does it take a banana, milk, cheese and a piece of bread to mold

Banana=will turn brown and mushy first and then probably a week before it molds
Milk=it will last about three days after its due date expires and then it will harden and start to mold
Cheese=a week or two even in fridge
Bread= if it's sealed well you will have it for 1-3 weeks if it's not sealed it will harden and most likely not mold.