Which of the following is a good money management strategy?
a. Don’t use credit cards.
b. Establish a simple record-keeping system to track how your income is being spent.
c. Remember that dual-income families are more successful about limiting their spending than single-income families.
d. Rely on credit cards rather than loans to fund large purchases.

Tessa’s friend milo offers her a ride home. tessa does not like riding with milo. he insists that everyone wear a seat belt, and he listens to classical music. he drives a small car, and usually texts while driving. why should tessa refuse milo’s offer? milo texts while driving. milo listens to classical music. milo drives a small car. milo insists that everyone wear a seat belt.