Monte has a health care plan that provides benefits as an HMO if he stays within the network and provides benefits like an indemnity plan if he goes outside the network. Monte is covered under a:

“d” is the answer to the question

I’m going to guess these are the choices: a) recreational skiing developed in the mid-19th century b) it was originally invented as a way of getting from place to place in snowy regions c) downhill skiing is currently the only common form of the sport d) it mostly evolved from snowshoeing- if that’s the cases then the answer would be c) downhill skiing is currently the only common form of the sport

What? are u trying to do a genetic test?