How does tobacco use negatively impact personal finances

In more ways than you may realize. First and foremost, you may not be selected for a job you have applied for. Many people do not like the smell of smoke, and smokers do not know how cigarette smoke permeates into your clothing and discolors your teeth. It may be wrong, but many employers do discriminate, and if you are working with the public, personal appearance (and smell) is an important consideration. Secondly, smokers take "smoke breaks" so they typically work less than their fellow employees. Smokers also are thought to be higher risk employees from a health factor, and are thought to be sick more often than others. Bosses know this.

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