Phil and sarah bought a life policy in which both are insured. sarah dies before phil. if the policy pays the death benefit after phil dies, it is a:

Survivorship life.

Explanation:

Life insurance may be defined as the policies that provide the beneficiaries to the individual with the sum payments. This beneficiary is beneficial when the individual dies.

The survivorship life is a type of life insurance and the type of the variable life insurance of the policy that individually covers the two individual. This policy pays the death benefit to the individual beneficiary only after the death of the two people.

Thus, the answer is survivorship life.

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