Fsomeone is predisposed to a disease, they are more likely to contract the disease due to a. lifestyle choices b. heredity c. random chance d. factors other than heredity or lifestyle select the best answer from the choices provided. a b c d

If a basic life insurance illustration is used by an insurance producer in the sale of life insurance and the policy is applied for as illustrated, a signed copy of that illustration must be submitted to the insurer and provided to the applicant?