What consequences to borrowers face if they miss many payments check all that apply 1. difficulty getting loans 2. garnished wages 3. elimination of all credit 4. lost collateral 5. compounded late fees

The consequences to borrowers face if they miss many payments: 

1. Difficulty getting loans3. Elimination of all credit5. Compounded late fees
There are a lot of other financial implications of  missed payments such as you can be charged late payment fees, you may face having the interest rate on your card raised to the penalty rate or your late payment may be added to your credit history and can end up affecting your credit score

Geothermic gradient is the rate of increasing temperature with respect to increasing the depth in the earths interior. away from tech tonic plates boundaries, it is about 25-40 c/km (72-87 degrees f/mi) of depth near the surface in most of the world.