48.which of the following is not a criticism of modern capitalism?

a. capitalism is subject to wild swings in the business cycle, causing unemployment and inflation
b. capitalism emphasizes the profit-seeking side of man that encourages accumulation of goods and not the enjoyment of the arts and nature
c. international oligopolies and monopolies have developed
d. capitalism doesn’t account for damage to the environment
e. capitalism leads to incentives for people to create new and better goods