Explain what causes spring and neap tides, and identify the phases of the moon when these tides occur. Be sure to mention what happens to Earth’s crust, ocean water, and the positions of the Sun, Earth, and the moon.

To obtain a microcredit loan, a person typically must a. be a male and have a source of income b. provide collateral and sign paperwork c. verbally promise to pay back the money d. have a good credit history select the best answer from the choices provided. a b c d