What are two advantages of federal student loans as compared to regular loans?

Lower rates and fees

You don’t need good credit

You don’t need a co-signer

More time to pause payments

Less interest accrues on subsidized loans

Access to income-driven repayment

More time before student loan default

You don’t need good credit to consolidate

More forgiveness options

Guaranteed loan cancellation if you die

I would like brainliest if possible I'm trying to level up!

"Federal student loans are made by the government, with terms and conditions that are set by law, and include many benefits (such as fixed interest rates and income-driven repayment plans) not typically offered with regular loans."

Federal loans have a way lower interest rate than regular.

And

You don't have to repay them until after you graduate.

And

Most don't require a credit check.

AND

You don't need a co-signer.

AND!!

You can postpone/lower payments if you are having Repayment issues.

And finally

If you pass away or become disabled, your loans will be canceled.

There is six. Enjoy :)

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