The preservation of consumers claims and defense ruling applies a. when the credit transaction is less than $50. b. when the creditor uses unfair billing practices. c. even when the credit obligation of sold or contracted to a third party. d. when debt collectors use abusive language or threatens the consumer.

c. even when the credit obligation is sold or contracted to a third party.

Explanation:

The Preservation of Consumers' Claims and Defenses, formally known as the "Trade Regulation Rule Concerning Preservation of Consumers' Claims and Defenses," protects consumers when merchants sell a consumer's credit contracts to other lenders.

so whats the question?

a because they still enjoy the fire.

explanation: