Martha is a successful professional who rewards herself with frequent shopping sprees. Why is she most likely having difficulty saving? She enjoys instant gratification.
There is no challenge in her life.
She lacks personal responsibility.
Her co-workers are influencing her.

she enjoys instant gratification

Explanation:

cabeza de vaca was an spanish explorer and n his long exploration of 11,000.km. from florida to present-day mexico, he went through a series of calamities and setbacks that only added to his deeds. he applied his religious creed with the humanist idea, always current and universal, that all men were equal before god and destiny without any discrimination. as an explorer, he became a slave to the tipinoga, then his shaman pointer, later and after an operation of heart to an indian (from which both came alive) he achieved stardom and became a hero followed by a crowd that professed unusual respect and admiration.