What does this even say?

It is important to learn about finances. take, for instance, the old rule of saving ten percent of every paycheck. are most people aware that theyshould immediately take that percentage out of their paycheck and put it into savings? balancing your checkbook is another important element ofkeeping track of your money. buy a money tracking program and use it to manage your money. another important tip is to speak with a financialplanner and learn about stocks and bonds. come up with a savings plan that includes a 401k, stocks, and bonds. and start young. the longer youwait to save, the less compound interest you will accumulate.which is the best title for this paragraph?

4. at the conclusion of frankenstein, robert walton has an encounter with the monster, who arrives after victor frankenstein has died. perhaps surprisingly, the monster mourns his creator and expresses remorse over the fate that victor suffered. the monster pledges to destroy himself and then departs, disappearing as he goes further north. how does the monster’s behavior and attitude in this part of the novel affect the way readers view him? is he sympathetic? is he more hateful because it is only after victor has died that he relents? how does the change in the monster fit with the theme of duality in the novel?

When doing a close reading, what is involved in the process of annotating a text?