Why is it important to consider loans last when paying for higher education? A. Loans need to be paid back but scholarships and grants are free money.
B. Loans give better interest rates when you apply later.
C. Scholarships and grants give better interest rates when you apply for them early.
D. Scholarships and grants must be paid back but loans are free money.

In the real world, feldman learned to settle for less than 95 percent. he came to consider a company “honest” if its payment rate was above 90 percent. he considered a rate between 80 and 90 percent “annoying but tolerable.” if a company habitually paid below 80 percent, feldman might post a hectoring note, like this one: the cost of bagels has gone up dramatically since the beginning of the year. unfortunately, the number of bagels that disappear without being paid for has also gone up. don’t let that continue. i don’t imagine that you would teach your children to cheat, so why do it yourselves? the excerpt serves as which type of support for the authors’ argument? a claim an example a conclusion a counterclaim