What effect does the word mountainous create in the following sentence? the store owner thought of the mountainous sum of money he had to pay back by the end of next year. a. it suggests that the store owner is annoyed with himself for having borrowed the money unnecessarily. b. it suggests that the store owner feels crushed by the excessive burden of the debt. c. it suggests that the store owner is tempted to use unfair means to avoid repaying the money. d. it suggest that the money will bring about a great change before the store owner pays it back.