Which of the following fees would likely be the highest?
a overdraft fee
b account transfer fee
c monthly service fee
d atm fee

I would say an  overdraft fee because it occurs when the account holder has been negligent about the management of his/her accounts and is unexpected and may force the banking institution to find money from another account to cover the withdrawal.

The poem is an unconventional sonnet; it develops a main idea in the first twelve lines, and is capped by a big thought in the final couplet. the poem follows a narrator describing the industriousness of nature’s creatures, preparing for the coming spring. all of creation is at work, but the speaker is sullen as the only creature he can see who finds himself without an occupation.