As the tax year draws to an end in April 6th: the clock is ticking for those who want or have “Help to Buy” ISAs. However, the question remains where’s the best place to put your hard earned money. If you want easier access to your cash, you might only get 1.5%, but if you lock up your savings for 2 years, rates as high as 2.28% are available.

As financial advisor Dave Rubin points out “If you have funds to invest, even a few hundred pounds, keeping the taxman’s paws off your interest is essential if you want to maximise long term growth”.