State several differences between state-chartered banks and federally chartered banks. Include reasons why a bank would choose one charter over the other.

the choice that is not a technique that you should use to come up with ideas for the topic of a research project is, writing about academic subjects that are not interesting to you. this does not belong to the techniques to come up with ideas because having no interest in a certain topic will lose your drive to come up with better ideas. it gives no room for improvement and acquiring of new ideas and information. 

explanation:

you should ask "yourself is it good enough? "

his humble attitude made it easy for everyone to like him