What tools or resources have you used to help you manage your finances?

The tone of this speech could best be described as expressing a feeling of read the excerpt from president ronald reagan's speech on the night before the 1980 presidential election, i believe we can embark on a new age of reform in this country and an era of national renewal an era that will reorder the relationship between citizen and government, that will make government again responsive to people, that will revitalize the values of family, work, and neighborhood and that will testore our private and independent social fear hope anger pride