Ng Are credit cards and car loans worth the cost? Using credit cards wisely can
increase your credit score. And a higher credit score will help you arrange a
lower interest rate on the next car loan. But, is all this work increasing credit
scores and making regular credit card payments worth the cost?
Building and improving your credit score will help keep costs low for a new car
loan or a new house loan. But, what about paying cash for all your purchases?
How about saving money and buying your car cash? People may be better off
by SAVING money instead of BORROWING money through loans and credit

In a sense we’ve come to our nation’s capital to cash a check. when the architects of our republic wrote the magnificent words of the constitution and the declaration of independence, they were signing a promissory note to which every american was to fall heir. this note was a promise that all men—yes, black men as well as white men—would be guaranteed the unalienable rights of life, liberty, and the pursuit of happiness. it is obvious today that america has defaulted on this promissory note insofar as her citizens of color are concerned. instead of honoring this sacred obligation, america has given the negro people a bad check, a check that has come back marked “insufficient funds.” but we refuse to believe that the bank of justice is bankrupt. we refuse to believe that there are insufficient funds in the great vaults of opportunity of this nation. and so we’ve come to cash this check, a check that will give us upon demand the riches of freedom and security of justice. in this section of the speech, analyze martin luther king’s connection between a defaulted promissory note and the lack of freedom experienced by african americans. which option offers the best analysis? question 3 options: mlk creates this analogy to communicate that america has enough freedom for all, but it needs to live up to its promises. mlk makes the analogy that america has run out of freedom. not everyone deserves to have it. mlk communicates that america should equally distribute funds to all citizens. everyone deserves equal access to the government’s money. mlk demonstrates that america is improving in equality and should keep the forward momentum.