Read this conclusion-- identify how this conclusion incorporates the four elements addressed in the video. The amount of student loan debt is an indication that something is definitely wrong with the system. Although universities need an income to survive, getting a college education should still come at no direct cost to the student. Free education would allow for a more educated nation as a whole, it would leave some students with more time to work more on their studies than their jobs, and it could encourage universities to get more creative. If more universities embraced the Pay It Forward model, the United States might become one of the most educated countries in the world