"where did you spend your holidays last year?"she asked me convert into indirect speech

What does sterling brown mean when he mentions the chain gang a.) brown is referring to people in general, who are chained in their minds. b.) brown is referring to slaves in chains c.) brown is referring to gangs in the ghetto chained to their crimes and poverty d.) brown is referring to men perhaps prisoners singing/chanting while working.

Introduction to making a difference: it’s our world, too

It is important to learn about finances. take, for instance, the old rule of saving ten percent of every paycheck. are most people aware that theyshould immediately take that percentage out of their paycheck and put it into savings? balancing your checkbook is another important element ofkeeping track of your money. buy a money tracking program and use it to manage your money. another important tip is to speak with a financialplanner and learn about stocks and bonds. come up with a savings plan that includes a 401k, stocks, and bonds. and start young. the longer youwait to save, the less compound interest you will accumulate.which is the best title for this paragraph?