In “The Necklace,” what long-term effects does the loss of the necklace have on the Loisels’ lives? The loss of the necklace causes the Loisels to fight, separate, and seek a divorce. The loss of the necklace brings the Loisels closer together and makes their marriage stronger. The loss of the necklace causes the Loisels to adopt a life of crime in order to repay their debts. The loss of the necklace causes the Loisels to go into debt, live in poverty, and work at multiple jobs.