Imagine you are asked to sign a Rental Agreement for a textbook you need to borrow from the campus bookstore.
you look at the top of the first page of the agreement, you would see the header, which would mostly likely contain the
penalty information in the event that you damage the textbook
the various terms and conditions of use for the textbook
any damages that you can expect to be liable, or responsible, for
name of the campus bookstore and the subject of the document