Which of the following choices best describes an interest rate?

a. the rate at which a borrower repays a loan
b. the amount of money you borrow
c. the minimum amount due for payment every month on a loan
d. the percentage a borrower is charged for their loan

below i present a summary with the most relevant aspects of chapter 2, which were taken from karangan bahasa inggeris (english essays) spm: argumentative essays.

tuna wira

credit to mohana ram murugiah.

i hope to be of

teacher smiles at the students who wait for his signal to sit down. he nods briefly and the students sit down and get ready for the lesson to start. there is an air of quiet expectancy when teacher refers to the unusual things found underneath their houses that morning. whispers of bags of rice ran among the students and a student muttered reluctantly that the rice is rent for the landlord. this starts off the discussion on the issue of paying rent for the use of the landowner’s land. da wan raises the question of why the landlord owns the land rather than the farmer although they have spent a lot of time farming it. the three reasons of labour, need and inheritance are listed as reasons for the landlord’s ownership of the land. they are discussed and dismissed as inadequate reasons. they suggested a system of collective farming to the farmers. the headmaster comes down the corridor to observe the lesson. teacher very quickly changed the lesson to a geography wesson. the students followed his cue and no one gave the slightest notice < of the headmaster ‘s presence. when the headmaster leaves, teacher explains the implications of winning the scholarship. it involves bearing respontsibilities and the scholarship holder should master what is useful and return to the village. he should understand the injustices in the present system and change it to a fairer system. then, he announces the wiimnuir of the scholarship to be dawan.

the answer is a (apex)

i decided to stay late in the laboratory to continue my experiment with the lightbulb. at midnight, thomas edison opened the door and walked in with his head held high.

1. he leaned on the wall and observed me carefully.

2. his harsh scrutiny made me self-conscious of my skills in the lab.

3. perhaps it was just me, but the air in the laboratory began to thicken as i found myself having difficulty to breathe.

4. i turned to look at him fully as i mentally prepared myself for what my very first words would be to thomas edison.

5. the next couple of seconds shocked me. it wasn't me who spoke, but rather him and with diction i could never think of using in a simple sentence.

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hey, sorry if this was bad, i really didn't know what to write but i wanted to you. is there anything that you had to include within the excerpt?