What are the benefits of a savings account ? use in your own words.

the legal limit for the drivers who can drive after consuming any amount of alcohol is 21 years.

explanation:

on november 1, 1996, a "zero tolerance law" was put into effect in the new york state.

according to this zero tolerance law, for people under the age of 21 years, it was illegal to purchase and possess alcohol or to drive after consuming any amount of it.

also, the alcohol involvement rate for the drivers under the age of 21 was roughly twice that of elderly drivers.

the present continuous is a verb tense which is mainly used to indicates that an action is in progress at the moment of speaking.  

it is formed using: person + verb to be (am/is/are) +verb + - ing form  

example: i am studying at this moment .

in addition, the present continuous is also used in order to express things that will or will not happen in the near future.

example: i am having dinner with some friends tonight.

the speaker sometimes   uses it   to express that an action is repeated and it causes irritation on the part of the speaker

example: my sister is constantly complaining about everything.