Joanne has a goal of buying a townhome and saved for 5 years. she expected to have the down payment of $15,000 saved by now but unfortunately she is $2,000 short. joanne is stressed and ready to give up. as her friend, what would you say to joanne to convince her that she should not give up? give her an option of how she might adjust her plan.

As Joanne's friend, I would give her reassurance that her goal is still reachable. I would let her know that she should not give up and to keep saving her money and that she will save the money and get to $15,000. An option that I would give her would be to ask if she could pay less down to go ahead and get her townhome. Another option would be to invest in stocks, or short term CD's. I would also tell Joanne that she could check her budget and try to cut down on her expenses for entertainment and use coupons to save extra money.

As Joanne's friend, I would give her reassurance that her goal is still reachable. I would let her know that she should not give up and to keep saving her money and that she will save the money and get to $15,000. An option that I would give her would be to ask if she could pay less down to go ahead and get her townhome. Another option would be to invest in stocks, or short term CD's. I would also tell Joanne that she could check her budget and try to cut down on her expenses for entertainment and use coupons to save extra money

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for the pts back! merry x-mas!