Yvonne has a goal of buying a brand new home within a year. she's afraid that she will be unable to save the money that she needs for a down payment. which of the following should not be part of yvonne's plan for achieving her goal of buying a home?
a. delay buying the home for a few months
b. borrow the money for the down payment and pay it back later
c. adjust her budget to save more each month
d. take on a part-time job to earn extra income