When a college lists its cost of attendance, which three things factor into it?

the cost of attendance or coa is an approximate budget for the cost of attendance of the whole academic year. in order to calculate this, universities take into consideration many factors like room and board, tuitions and fees, books, transportation and personal expenses such as medicine, laundry, clothing. all these factors combined make up the final sum to the cost of attendance in each university.

its everything except for telling nonfiction and using first person

appeal to ethos is your answer.