Choose two consumer services careers and research online to determine what kinds of professional organizations exist for these professions. Write a paragraph describing the purpose of the organization, the requirements for joining, and the benefits of membership.

Market Researcher

The Marketing Research Association (MRA) is a professional organization for market researchers. It provides information to its members on how to improve marketing research for businesses and individuals. The MRA gives its members important industry news and information through their website. Their code for marketing research standards also protects members from bad actors and improves the public perception of marketing research. The association also has a full time lobbyist representing the market research industry before government officials. The MRA has various membership categories as well. The membership fee differs for each category.  

Credit Analyst

A credit analyst is a person that reviews consumer or business financial profiles in order to give a loan or credit to them. When a business or individual applies for a credit card, loan, trade account, or another type of financial product whereby a company allows them the use of their money, a credit analyst’s job is to ensure that the consumer or business is willing and able to pay it back in the future. Credit analysts use tools such as credit reports, FICO scores, Dun & Bradstreet ratings, financial statement analyses, and personal references to perform their job. A credit analyst should have a bachelor’s degree with a major in business. Finance and economics majors are particularly suited to a credit analyst position. Certifications are not required, but some credit analysts pursue CPA or CFA (Certified Financial Analyst) designations.

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