Ronny owns a paper manufacturing company. He intends to turn the manufacturing waste into good use. What should he do? Ronny must use a type of bacteria that feeds on the
and produce a by-product called
, which can be burned as a fuel.

Freya realizes she does not have enough in her bank account to use the debit card. she decides to use a credit card instead. which questions should freya answer before using a credit card? check all that apply. can i pay at least the minimum payment each month? can i make payments on time and avoid late fees? will i have to take out a loan? how much in finance charges can i afford to pay? should i talk to a consumer credit counseling service?